Disclaimer
General Information
Home Wallet is an educational blog about family budgeting, saving, and household planning. All materials are provided for general information and personal education only. While we aim to keep content current and accurate, we make no warranties regarding completeness, accuracy, or reliability.
No Financial, Investment, Tax, or Legal Advice
Nothing on this site constitutes financial, investment, tax, accounting, or legal advice, nor does it create a professional–client relationship. Always evaluate your own circumstances and consult a qualified professional before making financial decisions.
Personal Responsibility
You are responsible for how you use the information here and for any outcomes of your choices. Budgeting methods, savings rates, and debt strategies involve trade-offs and risks that vary by family.
Tools, Calculators & Templates
Any spreadsheets, checklists, or calculators provided are for illustration and estimation only and may not reflect your exact situation. Results are not guaranteed and may differ due to data input, assumptions, or market changes.
Affiliate Links, Sponsorships & Ads
From time to time we may include affiliate links or sponsored mentions. If you click a link and make a purchase, we may earn a small commission at no extra cost to you. We strive to recommend products and services we genuinely find useful, and our editorial opinions remain our own. Sponsored content, where present, will be identified.
External Links
This website may link to third-party sites. We do not control and are not responsible for their content, policies, or practices. Visiting external sites is at your own discretion.
No Guarantees & Past Results
Examples, case studies, or testimonials reflect individual experiences and are not typical. Past savings, earnings, or debt-reduction results do not guarantee future outcomes.
Limitation of Liability
To the fullest extent permitted by law, Home Wallet and its contributors shall not be liable for any direct, indirect, incidental, or consequential losses arising from use of the site or reliance on its content, including but not limited to loss of money, data, or opportunities.
Regional Considerations
Financial regulations, tax rules, and consumer protections differ by country and province/state. Always verify requirements applicable in your jurisdiction before acting.
Changes to This Disclaimer
We may update this page periodically. Material changes will be reflected by the “Last updated” date above.
Contact Us
Questions about this Disclaimer? Please reach out via our Contacts page.